When we invest in the stock market, we typically want to grow our wealth. This comes in two main ways – either in long-term price appreciation or receiving a dividend payout. According to SGX, analysts are recommending that investors include high-yielding and defensive stocks, on the back of increasing geopolitical uncertainty and slowing global growth. To find these companies, we can look at the FTSE ST Small Cap Index, which has a combined market capitalisation of $37 billion, and comprise 49 constituents, out of which 20 are REITs. The dividends these companies pay us can be used to provide added financial muscle in subsequent investments we make, give us the freedom of going on a holiday or making a luxury purchase for “free”, or even allow us to use for our living expenses if we

This week, it was announced that the electricity tariff for households will fall for October to December. According to SP Group, with the lower cost of natural gas for electricity generation, the tariff will decrease by an average of 3.3%, or 0.79 cent per kilowatt hour (kWh) compared to Q3 2019.For households, the electricity tariff will decrease from 24.22 cents to 23.43 cents per kwh (before GST). For those households that are still under SP group and have not switched to an OEM retailer, the average monthly electricity bill for families living in four-room HDB flats will decrease by $2.84. Read Also:Biggest Reasons Why Singaporeans Haven’t Switched To An Open Electricity Market (OEM) Retailer – And Why They Really Should Besides electricity, gas prices will also be decreasing, as