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Trust Bank Referral Code

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Sign up Trust Card using referral code PGKPSWAE and be rewarded with FairPrice vouchers – S$10 for signing up, S$25 for your first spend, S$10 for every friend you refer to Trust Bank, and also enjoy 21% savings for your spend at NTUC FairPrice.


About Trust Bank

Trust Bank Singapore is a digital bank backed by Standard Chartered and FairPrice Group. Officially launched on 1st September 2022, Trust Bank is the first digital bank with Digital Full Bank licence that begins operation for public in Singapore.


Trust Bank Singapore Homepage
Screenshot of Trust Bank's website homepage (https://trustbank.sg). (2022-09-02)


Read also the media coverage on the launch of Trust Bank Singapore:



Find out more



What are the key benefits of Trust Credit Card?

  • Enjoy up to 21% savings on groceries and food at FairPrice Group with the Trust Credit Card.

    • The 21% savings is given in the form of NTUC Link Points and comes in 4-tier:
      • 2.5% upfront savings on FairPrice groceries if you are a NTUC Union and FairPrice member (or 0.5% savings for non-FairPrice member).
      • additional 8.5% savings if you are a NTUC Union member and meet the monthly minimum eligible spend of S$350 outside of FairPrice Group (or 7.5% savings for non-union member with monthly minimum eligible spend of $450 outside of FairPrice Group).
      • additional 8.0% savings if you are a NTUC Union member and meet the monthly minimum eligible spend of S$350 outside of FairPrice Group for consecutively 3 months (or 7.0% savings for non-union member with monthly minimum eligible spend of $450 outside of FairPrice Group for consecutively 3 months).
      • 2.0% savings on your annual FairPrice groceries spend (subject to approval at the NTUC FairPrice Annual General Meeting) if you are a FairPrice member.

  • Enjoy fuel savings with the Trust Credit Card.

    • Up to 20% savings on fuel purchase at Caltex (including 17% upfront discount).
    • Up to 18% savings on fuel purchase at Esso (including 15% upfront discount).

  • There is no annual fee for Trust Credit Card. Trust Bank also does not charge foreign transaction fee (no Visa charges too), cash advance fee and card replacement fee.

  • Refer to Trust Bank's website for more promotions from Trust's merchant partners when you pay with your Trust Credit Card.

Find out more



What are the key benefits of Trust Bank's Savings Account?

  • Earn up to 2.5% per annum interest on the first S$75,000 deposit with Trust Bank Account.

    • Trust Bank has raised the interest rate of its savings account to 2.5% per annum on the first S$75,000 deposit with effect from 01 November 2022, up from the 1.4% interest per annum on the first S$50,000 deposit when it was first launched in September.
    • The 2.5% per annum interest rate for the first S$75,000 deposit comes in 2-tier:
      • The base rate of 1.5% per annum is provided to all customers without any conditions.
      • If you are NTUC Union member, you are entitled for additional bonus rate of 1.0% per annum (or additional bonus rate of 0.5% for non-union member) if you have performed 5 eligible transactions with your Trust Card for the month.
    • Note that balances above S$75,000 in your savings account will earn 0.05% per annum interest.
    • The interest will be calculated on a daily basis (based on each day-end deposit balance using a 365-day per annum basis), and credited to your savings account on the last day of the month.

  • Enjoy up to 11% savings on groceries and food at FairPrice Group with the Trust Debit Card.

    • The 11% savings is given in the form of NTUC Link Points and comes in 4-tier:
      • 2.5% upfront savings on FairPrice groceries If you are a NTUC Union and FairPrice member (or 0.5% savings for non-FairPrice member).
      • additional 3.5% savings if you are a NTUC Union member and meet the monthly minimum eligible spend of S$200 outside of FairPrice Group (or 2.5% savings for non-union member).
      • additional 3.0% savings if you are a NTUC Union member and meet the monthly minimum eligible spend of S$200 outside of FairPrice Group for consetively 3 months (or 2.0% savings for non-union member).
      • 2.0% savings on your annual FairPrice groceries spend (subject to approval at the NTUC FairPrice Annual General Meeting) if you are a FairPrice member.

  • Fuel savings with the Trust Debit Card -

    • 17% up front discount on fuel purchase at Caltex.
    • 15% up front discount on fuel purchase at Esso.

  • Trust savings account is totally free – There is no maintenance fee and no lock in period, no monthly fee, no minimum balance requirement, no account closure fee, no foreign transaction fee and no card replacement fee and any other hidden fees.

  • Refer to Trust Bank's website for more promotions from Trust's merchant partners when you pay with your Trust Debit Card.

Find out more





Is referral code mandatory to sign up Trust Card or open Trust Bank account ?

While referral code is not mandatory to sign up with Trust Bank, you will earn the sign up reward of S$10 FairPrice e-voucher only if you input the referral code 'PGKPSWAE' during your sign-up process. This is under Trust Bank's "member get member" promotion.




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Visit Trust Bank Singapore






ℹ️ Note: SGinvestors.io is not affiliated with Trust Bank Singapore. When you successfully sign up and earn the S$10 FairPrice e-voucher as sign up reward using the referral code provided above, we will earn S$10 FairPrice e-voucher under Trust Bank's members get member promotion too. The promotion is open to all Trust Bank's customers, i.e. you may start sharing your referral code with your friends after signing up your Trust Bank account too. Your support is much appreciated for us to keep this site running.





More promotions and rewards for Trust Bank customers

On top of the S$35 NTUC FairPrice e-vouchers

  • S$10 for your sign-up with Trust Bank using a referral code,
  • S$25 for your first spend using Trust Card
– mentioned above, there are more promotions and offer coupons available in the Trust App given by Trust's merchant partners, including KFC, Burger King, Starbucks, Haidilao Hot Pot (海底捞), Viu, Caltex, Esso, Gojek, ComfortDelGro, Ryde, TADA, FoodPanda, Deilveroo, Eatigo, Kopitiam, Gong Cha (贡茶), Xing Fu Tang (幸福堂), Yolé, Old Town White Coffee, Starhub, M1, giga!, Senoko Energy, ZALORA, and many many more....


You would have enjoyed the following offers and promotions using the coupons provided in your Trust App if you have signed up with Trust in September –

  • 🍚 Coupon to redeem a pack of FairPrice Superior Fragrant Rice (1kg) at any NTUC FairPrice outlets for free.
  • ☕️🥪 Coupon to redeem a Signature Breakfast Set at Kopitiam outlets for free.
  • 🍔 Coupon to redeem a Double Mushroom Swiss burger with S$1.99 at Burger King.
  • 🍗🍟 Coupon to redeem a Zinger Box at 50% off at KFC.
  • ⛽️ 4 x S$6 off Caltex fuel e-coupons.

Trust Bank Singapore Coupons
3 of the coupons available in your Trust Bank SG app upon signing up in Sept 2022. (2022-09-07)


For the lovers of KFC, Burger King or Starbucks, promotions available for Trust Card users in October include...

  • 🍗 Coupon to redeem Popcorn Chicken at S$0.99 with minimum spend of S$10 at KFC.
  • 🍔 Coupon to get a Fish Burger or BBQ Chicken Burger for S$3 at Burger King.
  • 🥤 S$2 off with minimum S$10 spend at Starbucks.

... and great deals and promotions for Trust Card users in November include...

  • 🍗 Free 4-piece chicken nuggets with purchase of any meals at Burger King.
  • 🍔 KFC Original Recipe Burger at S$3.
  • 🥤 S$2 off with minimum S$10 spend at Starbucks.

Trust Bank Singapore Offer Coupons October 2022
Highlights of Trust Bank's Promotions In October 2022. (2022-10-03)




Trust Bank Promotion – The Latest

🆕🎄 The latest promotions for Trust Card users in December 2022 include –

  • 🍔 Get KFC 'Zhng' Zinger Burger at only S$3 with any purchase at KFC.
  • 🫔 Free Chocolate Pie with the purchase of Cheesemas Burger meal at Burger King.
  • 🥤 S$2 off with minimum S$10 spend at Starbucks.
  • ☕️ S$5 off with minimum S$25 spend at OldTown White Coffee.
  • 🧧️ Receive a S$5 NTUC FairPrice e-voucher when you spend a minimum S$128 in a single receipt with your Trust card (from 1 Dec to 15 Dec).
  • ... and many, many more......

Refer to Trust Bank's website for complete list.


Trust Bank's Promo Mailer 2022-11-16.
Trust Bank's Promo Mailer 2022-11-16.
Trust Bank's Promo Mailer 2022-11-22
Trust Bank's Promo Mailer 2022-11-22.
Trust Bank's Promo Mailer 2022-12-01
Trust Bank's Promo Mailer 2022-12-01.
Trust Bank's Promo Mailer 2022-12-06
Trust Bank's Promo Mailer 2022-12-06.


Find out more



What is required to sign up for Trust Bank account?

Customers with a SingPass account will be able to sign up for a Trust account in less than 5 minutes and use their digital cards immediately.

To sign up, simply –

  1. Copy the referral code below (by clicking on the 'Copy ' button).
  2. Use your mobile phone to visit Trust Bank's website @ https://trustbank.sg (or click on the 'Visit Trust Bank Singapore' button below).
  3. Click on the 'Download App' button at Trust Bank's website to download and install Trust Bank SG app via Apple App Store or Google Play Store.
  4. Launch the app and select your preferred language (English or Chinese), then click on 'Use referral code' button and paste the referral code you've copied (or key in the referral code 'PGKPSWAE' manually).
  5. Follow the on-screen instructions and authenticate SingPass to furnish your particulars to Trust Bank via MyInfo to get instant approval.



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Where do I find the FairPrice Voucher and offer coupons after opening Trust Bank account?

Login to your Trust App, and click to expand the 'Reward' section from the home screen.

At the 'Reward' screen, click on the 'Coupons' tab — This is where you can find all the coupons and sign-up rewards available to you.

FairPrice e-vouchers are automatically added to the 'My Coupons' section under the 'Coupons' tab. Click to expand the section and you should see the –

  1. S$10 NTUC FairPrice e-voucher if you have keyed in the referral code 'PGKPSWAE' during your sign-up process.
  2. S$25 NTUC FairPrice e-voucher if you have performed the first transaction using your Trust Card.


I can enjoy Trust Bank's promotions only after receiving the physical Trust Card by mail?

Your digital Trust Card details (i.e. the card number, expiry date and security code) are available in your Trust App once your application is approved, and you may start using it for online transactions.

You may also enrol your digital Trust Card to your Google Pay or Apple Pay, and use it for onsite transactions (i.e. in-store purchases).

Users of FairPrice App may also enrol the digital Trust Card to the App and start enjoying savings of up to 21% for your grocery purchases at FairPrice and food orders at Kopitiam outlets.








"Over 300,000 customers have signed up with Trust."

Trust Bank announced that over 100,000 customers have downloaded Trust Bank SG app as of 12 September via its Facebook page and on 29 September it announced that the Trust community has grown to over 200,000 customers.

According to Channel News Asia, Trust Bank has attracted more than 300,000 sign-ups for new accounts in the three months since its launch in September in the recent report.



Trust Bank Singapore Coupons
Screenshot of Trust Bank's Facebook post on the milestone of 100,000 customers. (2022-09-13)





So don't wait, sign up with Trust Bank now with the referral code PGKPSWAE to earn the free NTUC FairPrice vouchers and start enjoying the promotions and offers for this festive season. 🥂🎁




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Last updated on | 2022-12-10.