I have never come up with a post about my wealth building as a summary for the year and really hate to come up with something like this because my results have always been bad. However, since some readers asked, I tried to keep it brief. Here are some things you need to know about my wealth building system, or how it has evolved until this current state: Active investor My main wealth machine is through active stock investing Asset allocation of Individual Equities and Bonds/Cash Portfolio Construction/Management takes place before individual financial assets (stocks, bonds, cash) selection My equities position goes up and down between 40% to 70% depending on my reads of the market I understand fundamentals, valuations, a little momentum, and a little technical analysis, but I would call