MOEX has been closed for the past 2 days.  They are considering to not allow foreigners to sell, and not paying dividends to residents of countries that places sanctions on RussiaNothing I can do about it, so best to just write off my Russian shares.  Its a 6% loss for my portfolio.I knew the risks when I bought them.I'm still looking at:Dividend stocks/REITs to replace Netlink Trust in my portfolioStuff to buy in the correction I expect between now and June.  Copper.  Oil if it corrects.  Maybe some crypto.For now, I still think we're in a correction.

 Self Reflection:Stock Market is a dangerous place. However, placing money in the bank would also erode value as the bank interest is near to nothing.The rule "Never lose money" would not be applicable to ordinary investors like myself, who bascially buy and hold.I am not a good stock picker as I had bought/sold some toxic stocks in the past. For example, Rickmers (41% loss), Hyflux (24% loss), Noble Group (15% gain)......There is also a 100% loss in Eagle HTr.  I took on a major project before Eagle's price collapsed.  As Murphy's law dictates, everything gone wrong, even the harddisk of my new laptop crashed with data non recoverable.  After I completed my project, then I found that Eagle has already been suspended. Luckily, only 1,000 shares involved from its IPO.Tal

Working >50% time at home with minimal social gathering and meet-ups with friends, 2021 sped by like a rocket.  I am not an artistic person and never imagine that I will be doing ART every week...(before going back to office).Stayed in hospital for a week (not covid).  This was a wake-up call for me. I start exercising 4-5 days a week, when not going back to office. Do feel improvement in personal health and fitness.  Well, time to do a final review on my portfolio's performace in 2021.Top 30 positions of my portfolio at end 2021:1. SGX2. ParkwayLife Reit3. UOB4. Keppel DC Reit5. OCBC6. FCT7. Frasers L&C Tr8. AIMS APAC Reit9. CapitaLand I Comm Tr10. Mapletree Com Tr11. Mapletree Indust Tr12. Ascendas Reit13. Keppel Corp14. SPH Reit15. Suntec Reit16. CDL HT

Updated on 12 November 2021 with Business Times report on GIFT 2021 by Michelle Quah NetLink NBN Trust retains number 1 spot in Governance Index for Trusts (GIFT) 2021 and achieves a new high score; newer trusts have generally fared well SINGAPORE, 11 November 2021 – NetLink NBN Trust has retained its top ranking in the latest Governance Index for Trusts (GIFT), a position it has held since its... Source

1.  SPH Reit  --  4th Oct 20212.  SPH  --  5th Oct 2021 3.  Ascendas Reit  --  19th Oct 2021  (Business Update)4.  CICT  --  22nd Oct 2021  (Business Update)5.  Kep DC Reit  --  25th Oct 2021  (Business Update)6.  Mapletreelog Trust  --  25th Oct 20217.  Kep Reit  --  26th Oct 2021  (Business Update)8.  MapletreeInd Trust  --  26th Oct 20219.  First REIT  --  26th Oct 2021  (Business Update)10.  CapitaR China Trust  --  26th Oct 2021  (Business Update)11.  Kep Oac Oak US Reit  --  27th Oct 2021  (Business Update)12.  Frasers Cpt Trust  --  27th Oct 202113.  MapletreeCo

Inflation.  And more of the unhappy kind (stagflation), rather than the happy kind (growth).Long term I see inflation spikes this decade.  Not hyperinflation, just spikes of 5-10% some years with a 'normal' rate 2-4% for others.  Like the 40's or the 70s.  If you haven't already done so, you really have to read Lyn Alden's two pieces on why:A Century of Fiscal and Monetary Policy: Inflation vs DeflationThe Ultimate Guide to InflationInvesting in this kind of environment is really tough.  In real terms, expect a sideways market that treads water for ten years.  Its not like the last decade, where ever-falling rates boosted asset prices.  Its the opposite, when ever-rising wages reduce profit margins.  Asking whats a good investment during this is an o

Due to the working from home arrangements during COVID-19, and possibly changing work trends in the future, having a good broadband plan at home has gone from a nice-to-have to a must-have for many households. When it comes to deciding the best broadband plan for our home, there are six main players in the market to consider. No Internet Service Provider (ISP) 1 M1 2 MyRepublic 3 SingTel 4 StarHub 5 ViewQwest 6 WhizComms   When applying for a home broadband service, there are two types of fees that we may be charged, outside of our monthly subscription. NLT Service Activation Fee: We have to pay $56.71 for the NetLink Trust (NLT) Service Activation fee for every new fibre port activation. This is typically for new customers or customers that moved homes, as it a

1.  SPH Reit  --  12th Jul 2021  (Business Update)2.  Mapletreelog Trust  --  19th Jul 20213.  SPH  --  19th Jul 2021  (Business Update)4. Suntec Reit  --  22nd Jul 20215.  Frasers Centrepoint Trust  --  22nd Jul 2021  (Business Update)6.  SATS  --  22nd Jul 2021  (Business Update)7.  MapletreeCom Trust  --  23rd Jul 2021  (Business Update)8.  SIA Engg  --  23rd Jul 2021  (Business Update)9.  Keppel DC Reit  --  26th Jul 202110.  Keppel Pac Oak US Reit  --  26th Jul 202111.  Mapletree NACT  --  26th Jul 2021  (Business Update)12.  Keppel Reit  --  27th Jul 202113.  MapletreeInd

Half Yearly Report just out. 5.1 cent dividend. Respectable returns. Far from Tech and Crypto and slightly lower than average reits returns iirc of different level risk. With a yield of 5.2% annualized, this is 1.2% higher than government guaranteed CPF SA account.Netlink NBN Tr is a regulated business on how much they can profit. At current rate, is not significantly overvalued and I would think

 I wrote in my previous post that a stock market correction is imminent, just that I didn’t expect it to happen just right after I published my Portfolio Update. Seems like all eyes are on TLT – iShares 20 Plus Year Treasury Bond ETF now. The bond yield has been steadily rising since Aug 2020 but only started making waves recently. As trust in Covid 19 vaccines are growing, investors in general are betting on an economic recovery and setting expectations on higher inflation rate to come. That means they are expecting higher yield to compensate inflation risk. Higher treasury yield means higher risk-free rate, and that reduces the intrinsic value of growth companies when we apply DCF formula to value stocks. Growth stocks, especially tech stocks which has not shown bottom line grow