Death is often a taboo subject. Yet, death (and taxes) are the only certainties in life. Amidst the emotional upheaval, as we are confronted with mortality, knowledge of what to do can be helpful. Even if the person who passes on is a loved one’s friend, it can be useful to help our friend through this difficult period on what needs to be done. Here is a comprehensive guide of what to do after the death of a loved one. Starting off, all deaths (regardless of citizenship) that happen in Singapore have to be registered within 24 hours as mandated by law. The process of doing so and receiving the Certificate of Cause of Death (CCOD) depends on where the death occurs. Read Also: Estate Settlement In Singapore For Your Deceased Loved Ones: Here’s What You Need To Do After The Funeral Dea

Singapore is currently well on track to hitting her 80% vaccination target by early September with 82% of the country have received their first shot as of 17 August 2021. With more than 80% of the population expected to be fully vaccinated, Singapore has one of the highest vaccination rates in the world. Through the national vaccination programme, Singaporeans can be vaccinated for free with either Pfizer-BioNTech/Comirnaty or Moderna. To maximise vaccination coverage of the population, Ministry of Health (MOH) has also approved other vaccines through the Special Access Route (SAR). The SAR consist of other approved vaccines are under the World Health Organisation (WHO) Emergency use Listing (EUL). This has expanded the approved vaccines from in Singapore from 2 to 6. With higher vaccinati

In this Dr Tee 1.5hr video education (Free Ride on 10 Singapore Bull Market Stocks), you will learn:1) Singapore and Malaysia Stock Market Outlook 2021/Q32) Long Term Investing on 3 Singapore Giant Stocks: – The Hour Glass (SGX: AGS) – Thai Beverage (SGX: Y92) – Raffles Medical Group (SGX: BSL)3) Short Term Trading on 3 Singapore Giant Stocks: – PropNex (SGX: OYY) – Union Gas Holdings (SGX: 1F2) – Cortina Holdings (SGX: C41)4) Bonus Stock Diagnosis for Audience Q&A on 4 Singapore Giant Stocks: – Yangzijiang Shipbuilding Holdings (SGX: BS6) – Tuan Sing Holdings (SGX: T24) – OCBC Bank (SGX: O39) – Wilmar International (SGX: F34) Learners of earlier Dr Tee videos could have profit

  Telemedicine has been steadily on the rise in Singapore. Through virtual consultations, telemedicine can improve convenience and accessibility for healthcare services by removing the need to go to the clinic. The recent pandemic environment has boosted the use of telemedicine as patients minimise going out due to the risk of COVID-19 exposure. According to Bain’s 2019 report on telemedicine, daily active users in March 2020 for Doctor Anywhere and MyDoc increase by about 150% from 2019. Based on Ministry of Health (MOH), telemedicine has several forms, and it encompasses “…assessment of health, diagnosis, treatment, intervention or care where the service is provided exclusively over a distance through the use of info-communications technology by a medical practitioner or denti

 I read an BT article on 5 investment pitfalls. I thought I blog about it to crystallize my thoughts. I hope I will be able to illustrate the various points made by the author with my own examples."If something is too good to be true, it probably is" I wonder what is considered "too good to be true"? Dividends yield of more than 10%? I remember I used to own APTT, LMRT, Sabana Reit and even SPH at $3.6. Most of them have yield around 10%. except SPH.Even suspended Qingmei gave an yield of 15% for me, once. I think there is big difference here between trailing yield and future yield. Looking back, buying counters with trailing yield of around 10% or more usually does more harm than good to my portfolio. There are indeed years where I harvest the above 10% yield, but it is not

Mention health check-up and an expensive bill would come to mind. As a healthy individual, it could be tempting to brush away the need for a regular health check-up. However, prevention is better than cure. Many chronic illnesses are unassuming in the early stages. Regular check-ups could help to identify those symptoms from the onset. Early detection would allow for better and cheaper treatment with a higher chance of recovery. If price is an impediment for health check-ups, the Health Promotion Board (HPB) provides subsidies for essential screenings under the Screen For Life (SFL) programme. Under SFL, health screening can cost about $5 which is more affordable than a McDonald Value Meal. What Is Screen For Life? Screen for Life (SFL) is Singapore’s national screening programme by the

 Market continued its uptrend from 2020, and with the Covid-19 situation stabilising, the old economy counters have started to recover as well. Overall, the local market had moved up along with the rest of the global indexes. As such, some of the sectors are not as cheap as they were during the massive correction last year.TransactionsWith the recent run up, I took profit on the following counters.KimlyDBSOCBC (Partial)ExxonSTI ETF (Partial)Some of the counters were mentioned in this post. For DBS, using 5 years average dividend of $1.09, at $25 it is fairly valued. Of course it can go higher but I am happy with my profit.The reason that I took profit is they have given me decent returns, most up to 5 years worth of dividend that I would have collected. With the sale, I can use it to

Appreciation to IFAST for the special invitation in EXPO 2021 talk, professionally organized over a studio. The challenge is to compress my over 20 years investing experiences with views of current stock market opportunity over a limited 20 minutes talk, motivating thousands of audience over live telecast to take action to benefit from COVID-19 stock crisis recovery rally.In this Dr Tee 20 minutes video education (6 Crisis Investing and Momentum Trading Stocks for 2021 Year of Bull), you will learn Market Outlook 2021 for USA and Singapore with 6 crisis investing and momentum trading giant stocks, growing in 4 sectors during pandemic, having high upside potential:1) TSMC (NYSE: TSM) – Technology (Semiconductor) Momentum Stock 2) Micro-Mechanics Holdings (SGX: 5DD) – Techn

1. SPH Reit  --  13th Jan 2021  (Business Update)2. First Reit  --  14th Jan 20213. CICT  --  21st Jan 20214. Frasers Cpt Trust  --  21st Jan 2021  (Business Update)5. SGX  --  22nd Jan 20216. Kep Reit  --  25th Jan 20217. Mapletreelog Trust  --  25th Jan 20218. Parkway Life Reit  --  25th Jan 20219. Kep DC Reit  --  26th Jan 202110. Suntec Reit  --  26th Jan 202111. Kep Pac Oak US Reit  --  27th Jan 202112. Kep Infra Trust  --  27th Jan 202113. Ascott Reit  --  27th Jan 202114. MapletreeCom Trust  --  27th Jan 2021  (Business Update)15. Kep Corp  --  28th Jan 202116. Starhill Global Reit  --  28th Jan 202117. MNACT&n

 Equity market had a good start of the year and STI has finally touched 3000.00 last Thursday! But it felt short of my expectations as I was hoping the index to breakthrough 3,000 psychological support/resistance on Thursday itself.  Hence I am expecting some pullback before it stays above 3,000.Whereas Nasdaq continued its climb to record high but ended modestly lower last Friday when Biden announced his $1.9 trillion stimulus plan and his tax proposals. Well that's the nature of stock market which the stock price reacts to every news that's going on but at least we can assured that market ups and downs won't be caused by single tweet anymore.(1) Dividend PortfolioReits and bank shares in my dividend portfolio performed well in January which were lifted up my gains in STI and Ha

November turns out to be a busy month with so many events happening around the world. The biggest news was that Biden won the US Presidential election, and stock market breathed a sigh of relief as Republicans likely gain the senate majority, making the prospect of Biden’s tax hike unlikely.   Also global markets gotten another boost when the news of the major development of Covid 19 broke during premarket hours, expect for tech stocks went on a steep selloff . While investors cheer for a vaccine breakthrough, my stock portfolio performance had been lukewarm at best, as many of my SG portfolio gains were offset by drop in tech stocks. Nevertheless, my portfolio is still in the green with 15.78% (XIRR) returns YTD. Whereas on the east side, Jack Ma’s blunt China’s bank talk

2020 1H is really a roller coaster ride. In march, the market drops more than 5% consecutive for days. The plan to purchase companies as they fall 20% became 25% to 30%, and towards the end of march become a wait and see move.There are several questionable coporate actions, the purpose of the piece is to crystallize the thinking process through writing, and please forgive me if I sound incoherence.1) Moments of freezing in actionBut all accounts, Singpost, Hong Kong Land, Capitaland has hit 30% threhold of fall. Yet, I freeze. I have not mentioned Hong Kong counters like 0517 cosco and GA pack. While it is understandable to focus the firepower in the local market where there is high degree of familarity, there is no reason why I let a 30% fall go, and I did nothing.Reflection: When the mar

Singapore Medical Group ("SMG") just announced another set of excellent financial results for FY2019. Its revenue rises 11.3% relative to prior year to a record S$94.7Mil driven by growth across all business segments. SMG also reported a 5.7% increase in net profits to a record S$13.6Mil.  However, its share price performance for the whole year was disastrous as it plummeted from an all time high of S$0.490 per share to a low of S$0.0.275 per share range despite the excellent performance of a few years for no apparent good reason. During the year, directors also sold some of their stakes to the strategic Korean Medical Group CHA for S$0.605 per share. The current share price of S$0.310 thus reflect a massive discount to its fair value using the S$0.605 as benchmark and a 100% potentia

I hope everyone is keeping well during this season of circuit breaker. Though Phase One has just started and I can't wait for to Phase Two to kick in.During the months of circuit breaker, while I am (still) stuck at home, I am happy that my time is well spent on making some positive changes- to wake up early and exercise, improving my cooking skills, read more self help books and more quiet time daily.I have been spending less time at work but more time on planning. As most of my time is spent at home with less travelling, only occasionally drive out to buy groceries, I have more time for myself to set goals, and think about how do I want to see myself in the next 3,5 and 10 years- in terms of health, career, and wealth.In terms of my finances, I managed to finally set aside time to look a