Each of us would reach retirement age one day, sooner or later. Life after retirement should be the most meaningful, we could live in our preferred ways, engaging in activities of interests. However, some may not be ready financially, retirement fund is not sufficient to support the longer lifespan, ending up has to continue to work with lower pay or depending on children for financial support. In this article, you will learn from Dr Tee on 100 Dividend Stocks and REITs in Singapore for Retirement, some may be considered for longer term investing and / or short term trading with COVID-19 recovery stock rally. Bonus for readers who could read every words of the entire article, learning unique strategy to position in 6 giant dividend stocks for both passive incomes (dividend) and cap

1. SPH Reit  --  13th Jan 2021  (Business Update)2. First Reit  --  14th Jan 20213. CICT  --  21st Jan 20214. Frasers Cpt Trust  --  21st Jan 2021  (Business Update)5. SGX  --  22nd Jan 20216. Kep Reit  --  25th Jan 20217. Mapletreelog Trust  --  25th Jan 20218. Parkway Life Reit  --  25th Jan 20219. Kep DC Reit  --  26th Jan 202110. Suntec Reit  --  26th Jan 202111. Kep Pac Oak US Reit  --  27th Jan 202112. Kep Infra Trust  --  27th Jan 202113. Ascott Reit  --  27th Jan 202114. MapletreeCom Trust  --  27th Jan 2021  (Business Update)15. Kep Corp  --  28th Jan 202116. Starhill Global Reit  --  28th Jan 202117. MNACT&n

“A lot of people died fighting tyranny. The least I can do is vote against it.” — Carl Icahn. Shareholder activism has arrived on our shores. Sunningdale Tech Limited has become the latest battleground between insiders looking to take the company private and activists looking to get a better deal for themselves and other minorities. Are the insiders at Sunningdale bullying minority investors? Or can this be a case of David rising against Goliath? If you are a shareholder of Sunningdale, what can you reasonably expect next? For the rest of us retail investors, besides an entertaining dose of reality soap, what lessons can we draw? What is going on at Sunningdale Tech? Sunningdale Tech Ltd is a precision plastic engineering company with manufacturing plants in eight co

Explosive end to the week saw the STI gain 5.3%; The push came from the US, where Democrats won control of Senate; Market now hopes for more US stimulus, Wall St at all-time high; Bank stocks in play as US Treasury yield curve steepens; Share buybacks in 2020 rose 75% versus 2019 to $1.03b; A week of two halves as the STI nears 3,000 Football matches sometimes play out in two contrasting halves, the first sometimes dominated by one team and the second by the other. As far as stock markets were concerned, the same description applied for the first week of 2021. Certainly, that it was a week of two halves was very much the case for the Singapore market – the first half was a quiet and sedate few days during which nothing much happened, the second, an explosive surge brought on by unexpe

Performance of Straits Times Index (STI) Constituents in 2020 The Straits Times Index (STI) ended 379.02 points or 11.8% lower at 2843.81 in 2020.(compared to 3222.83 on 31-Dec-2019)Top Performers in 2020: Keppel DC REIT, Venture Corp, Mapletree Logistics Trust, Wilmar International & Mapletree Industrial Trust. Least Performers in 2020: Singapore Airlines, Jardine Cycle & Carriage, SingTel, ComfortDelGro. Most Volatile: Keppel DC REIT, Singapore Airlines, Sembcorp Industries. The STI's 30 constituent stocks are: ASCENDAS REIT (A17U.SI); CAPITALAND (C31.SI); VENTURE CORPORATION (V03.SI); CITY DEVELOPMENTS (C09.SI); SINGAPORE EXCHANGE LIMITED (S68.SI); UOB (U11.SI); SEMBCORP INDUSTRIES (U96.SI); DBS GROUP (D05.SI); SINGTEL (Z74.SI); GENTING SINGAPORE (G13.SI); THAI BEVERAGE (Y92.SI);

2020 was an unprecedented year. Many of us never expect that the medical advancement of mankind would ever face another pandemic like the Spanish flu 100 years ago...   Well, time to do a final review on my portfolio's performace in 2020.Top 30 positions of my portfolio at end 2020:1. SGX2. ParkwayLife Reit3. UOB4. FCT5. Keppel DC Reit6. OCBC7. CICT8. Frasers L&C Tr9. SATS10. AIMS APAC Reit11. Keppel Corp12. Mapletree Com Tr13. Ascendas Reit14. CDL HTrust15. Suntec Reit16. SingTel17. SPH Reit18. Capitaland19. Keppel InfraTr20. Starhill Global Reit21. VICOM22. Bukit Sembawang23. Netlink NBN Tr24. Sembcorp Indust25. ST Engg26. SIA Engg27. ARA LOGOS Log Tr28. Cromwell Reit Euro29. Frasers Property30. AstreaIVB4.35%Total dividends collected in 2020: $15,399.93Average monthly

STI closed at 2843.81DBS  ($25.04)UOB ($22.59)SPH   ($1.13)NetLink Trust ($0.965)SingTel ($2.31)StarHub ($1.31)CityDev ($7.97)Keppel Infra Trust ($0.545)Olam ($1.53)SIA ($4.28)SIA MCBZ300608 ($0.972)Keppelcorp ($5.38)SembCorp ($1.71)Sembmarine ($0.143)SIA Engineering ($1.97)CDL Trust ($1.27)AsiaPay TV Trust ($0.119)Capital China Trust ($1.39)Ascendas India Trust ($1.38)Lippo Malls Trust ($0.062)SuntecReit ($1.49)OUE Comm Trust ($0.385)StarHillGlobal Reit ($0.505)MapleLogistics Trust ($2.01)SATs ($3.98)First Reit ($0.235)KReit ($1.12)SoilBuild Trust ($0.535)HPH Trust ($0.26)AscotReit($1.08)SingPost ($0.705)Comfortdelgro ($1.67)Dutech ($0.24)Ezion ($0.046)*SunningdaleTech($1.53)Kimly($0.315)UOL ($7.71)ST Engineering($3.82)SBDEC17 GX17120W (25,000)SBOCT18 GX18100V (13,000)ATREA

 This part of investment journey ahead is likely to be my weakest link, monitoring and documentation. In my work, I am quite weak in documentation and monitoring of the effectiveness of various programs or ideas I had, the only exception perhaps is my pupils' exam competence, although I do not do detailed documentations, there is enough "tests" and assessments that gave me insights about their capability. In 2020, I went from the peak of 60% cash to 15% cash, and activated my CPF for investing several times. I have kind of done with building up my portfolio. What I need now, is monitoring, and decide when to hold, sell, and perhaps buy more. I have put down the various criterias I used to screen a stock. I now assigned a nummerical score to it, but I will still use it as a g

 After reading the book "Market Masters" a  few times, there are at least 2 "Masters" that swear by free cash flow yield. In fact, they both mentioned 8- 10% yield as a very attractive proposition. Hence, I did a scan of all the companies in my portfolio, excluding the reits and financial companies, and discovered several such companies. I calculated FCF yield by using 5 years average OCF minus  5 year average PPE minus 5 year Purchase of Business (If regular and significant), then divide by number of shares and then finally the price. Data drawn from FSM Screener. I gave Sembcorp Industries a miss, since it is considered a "new" business after demerger and Keppel, because its number are too volatile, for the numbers to be meaningful.They are:1) Lung Kee (HK 0255) (15%)

Today, we are going to share with you how to invest your CPF Investment Scheme (CPFIS) in a no-brainer way. The best part? You need not be financially savvy to do this. A beginner can do it! And I’ll reveal the exact step-by-step process, which you can follow easily. What is CPF Investment Scheme (CPFIS)? It is to provide options to CPF members to invest their CPF savings in their Ordinary Account (OA) and Special Account (SA) in various instruments such as investment-linked insurance products, unit trusts, fixed deposits, bonds, and shares in Singapore. The average CPF interest rate is 2.5% to 4% for the Ordinary Account. Check the latest CPF interest rate here. Below is the latest CPF rate (1st Oct to 31st Dec 2020).   Share this Infographic On Your Site </p><br /&g

Global stock markets see strong light at the end of tunnel recently with confirmation of Biden as new US president and news COVID-19 vaccine over 90% effectiveness. During early phase of pandemic, Dr Tee students learned to apply defensive dividend stock strategies to consider Asian giant stocks at low optimism (average down strategy), balancing with growth investing / momentum trading (average up strategy) in bullish US giant stocks. The stock market this time is different from last 8 months of V-shape recovery limited to a few sectors (eg. Technology / Software, Healthcare / Glove, etc). There are sectors rotation, focusing more on cyclical stocks (eg. banks and oil & gas) and COVID-19 affected stocks are recovering quickly, resulting in global surge in share prices, over 10-40%

  Over the past 2 weeks, we are still seeing strength in many of the blue chips in the SG market and ST Engineering is one of them.   We have the banks continue to push higher and this counter also came into our watchlist.   Joey here, Top Tier Remisier in Phillip Securities.     It seems like all the talks about a vaccine being rolled out soon is a huge positive for the markets and that has kind of brought some 𝐇𝐎𝐏𝐄𝐒 of an eventual economic recovery. 💉💉   Many has returned to catch the rebound for fear of being left out in the recovery..   We have had some 𝐮𝐩𝐬𝐢𝐝𝐞 𝐭𝐚𝐫𝐠𝐞𝐭𝐬 𝐭𝐡𝐚𝐭 𝐰𝐞𝐫𝐞 𝐝𝐫𝐚𝐰𝐧 for this counter last week and clients were alerted

1.  SPH REIT  --  6th Oct 20202. SPH  --  13th Oct 20203. Keppel REIT  --  19th Oct 2020  (Business Update)4. Mapletreelog Trust  --  19th Oct 20205. Keppel DC Reit  --  20th Oct 2020  (Business Update)6. Keppel Pac Oak US REIT  --  21st Oct 2020  (Business Update)7. Keppel Infra Trust  --  21st Oct 2020  (Business Update)8. CapitaCom Trust  --  21st Oct 20209. MapletreeCom Trust  --  22nd Oct 2020 10. CapitaMall Trust  --  22nd Oct 202011. Ascendas Reit  --  26th Oct 2020  (Business Update)12. MapletreeInd Trust  --  27th Oct 202013. Starhill Global REIT  --  28th Oct 2020  (Business Update)14. Kep Corp  --  29t

COVID-19 has impacted various sectors in dramatic ways and yet benefitting totally different sectors altogether. This post tries to connect the dots and to crystallize some of these thoughts. Hope this helps!1. Business and long distance travel. This will be impacted for a long time. Some say air traffic will not return to 2019 level even in 2024. As such, airlines are in a lot of trouble. Related to that, inflight meals (SATS), aircraft servicing (ST Engineering and SIA Engineering), hotels, tourism goods, luxury products, demand for gasoline, the whole aerospace industry, in short, the better half of Singapore's listed companies and even business travel solutions - SAP is down 20% in one day!2. Social distancing. This has impacted restaurants, cinemas, live events, spectator sp

Stocks in Singapore fell 2.6% (or 2.9% in  US$-terms) in September, fuelled by the global pullback in technology stocks. This was slightly better compared to Asia Pacific indices which fell 3.8% and global indices which fell 3.9% (both in US$-terms). In Singapore, institutional investors, commonly referred to as “smart money” net, sold in September – to the tune of $394.4 million. This was 53% higher than the net sold in August of $258.1 million. And this net sell was led by the three local banks and Singtel. While there was a net sell in September, institutional investors continue to invest as well (just that the net outcome is negative). In this edition of 4 Stocks This Week, we look at the 4 most bought stocks in Singapore. Ascendas REIT (SGX: A17U) Ascendas REIT (SGX: A17U) was

A share buyback is a move by a listed company to buy its own shares. This can be done using the free cash flow that the company has. A company may do so if it believes its share prices are undervalued and that it’s able to deliver greater value to its shareholders by buying back shares and reducing the outstanding number shares in the market – thus giving each of its current shareholders a larger percentage of equity in the company. According to a market update report by the Singapore Exchange (SGX) on Thursday (1 October 2020),  24 SGX primary-listed stocks bought back shares for a total consideration of $43 million in September 2020. This is much higher than the $15 million buyback consideration reported in September 2019. SGX also reported that buyback for August 2020 was at $15 mi

Having a strong sponsor or major shareholder is crucial for stock investment, especially during period of uncertainty such as COVID-19 stock crisis.  In this article, Dr Tee will review these 7 Temasek stocks with 4 major corporate actions: 1) Keppel Corp (SGX: BN4) – Abandon of Partial Acquisition by Temasek 2) Sembcorp Industries (SGX: U96) & Sembcorp Marine (SGX: S51) – Successful Demerger under Temasek 3) Singapore Airlines, SIA (SGX: C6L) – Impact of Rights & Bonds Issues for Survival 4) CapitaLand Mall Trust (SGX: C38U) & CapitaLand Commercial Trust (SGX: C61U) – Merger of CapitaLand (SGX: C31) Giant REITs with coming change in 30 STI component stock with Keppel DC REIT (SGX: AJBU) Temasek helps to manage national wealth of Sin

The Straits Times Index drifted to a 19-points or 0.76% loss at 2,490.09; US tech sector selloff weighed on sentiment; Also disappointing markets was US failure to agree on relief package; Singapore economists expect local economy to contract 6% this year; China’s exports rose for 3rd consecutive month in August; Worst could be over for earnings of listed companies but cap on bank dividends could extend into 2021: DBS; Sembcorp Marine’s rights issue was undersubscribed; Maybank Kim Eng raised its STI target to 2,995   A lacklustre week with US tech stocks at the forefront The Straits Times Index dropped 19 points or 0.76% to 2,490.09 over five relatively featureless trading sessions last week, with the main consideration being the fate of a US technology sector that has been un

  Over the past 1-2 weeks, we have seen some selling pressure coming back in the Singapore Tech sector with stocks like AEM, UMS, Frencken, Hi-P selling down..😬   Some trading down more by 𝐦𝐨𝐫𝐞 𝐭𝐡𝐚𝐧 𝟏𝟎%, while some holding relatively well despite the weakness..   So what is the reason for ALL this selling and more importantly,   Are they still in an uptrend in the short term? 🤦     Hey there, Joey here, Top Tier Remisier in Phillip Securities.   Watch this video as I dived into each of the 4 popular Tech stocks above and see 𝐰𝐡𝐞𝐫𝐞 𝐰𝐞 𝐚𝐫𝐞 𝐍𝐎𝐖 from the charts..   There are some which are 𝐌𝐎𝐑𝐄 𝐁𝐄𝐀𝐑𝐈𝐒𝐇 then others whil

Amidst the ongoing COVID-19 recession, jobs and employment have become the top concerns for Singaporeans. Aside from the Jobs Support Scheme has helped local workers to retain employment and the Jobs Growth Incentive is targeted to help local jobseekers find new employment, the government is also turning its focus towards local employment for professionals, managers, executives and technicians (PMETs) and semi-skilled workers. As part of these measures to increase local employment, the Ministry of Manpower (MOM) announced on 27 August 2020, that the wage criteria for Employment Passes will be raised from $3,900 to $4,500 while for those in the financial services sector, it will be raised to $5,000. The wage criteria for S Passes will also be raised by $100 to $2,500. While the policy int