Please click and read this disclaimer if you wish to continue with the contents below.Bench marking myself against STI and World Index:For last month's portfolio review click here Year to date:STI Index: -12.19%World Index: +0.35%My Portfolio: -6.6%Three years trailing:STI Index: -10.84%World Index: +15.54My Portfolio: +10.7% Year to date, I outperformed STI by 5.59% and under performed the World Index by 6.25%. Three years trailing, I outperformed STI by 21.54% and under performed the World Index by 4.84%.Portfolio composition:Transactions:Added more APT Satellite(HK:1045), Dream Intl(HK:1126), Tracker Fund(HK:2800), SwireProperties(HK:1972), FSY(HK:1448) and Alibaba(HK:9988)Commentary:STI ETF(SG:ES3) saw a 27% rise from the March lows likely due to iShare MSCI STI demand(lin

Cancer cases have been steadily rising over the years. According to statistics from the National Cancer Centre Singapore, one in every 4 to 5 people in Singapore may develop cancer in their lifetime. Besides having to deal with the financial cost of cancer when diagnosed with the illness, other notable expenses include regular check-ups, medications, transportation and engaging a helper at home. This comes together with the burden of not being able to work and provide income for a period of time for dependents or for self. While citizens can tap on to government subsidies, such as MediSave and MediShield, for their treatment, there are limits to such subsidies, and non-medical costs are excluded from coverage. That is why having a comprehensive private health insurance can help to soften t

The best way to make money is to let money make more money. In this article, you will learn 30 Singapore Banking & Finance Stocks which are efficient in making money with money for investors, focusing in 6 groups of stocks (with strategies for 3 major bank stocks: DBS, OCBC and UOB): 1) Bank Stocks2) Finance Stocks3) Insurance Stocks4) Stock Broker Stocks5) Pawnbroker Stocks6) Investment and Other Stocks There are only 30 Banking & Finance stocks in Singapore, relatively less than other sectors as Singapore has tighter regulation in finance sector for services such as lending money (limited licenses available): AMTD IB OV (SGX: HKB), B&M Hldg (SGX: CJN), DBS (SGX: D05), Edition (SGX: 5HG), G K Goh (SGX: G41), Global Investment (SGX: B73), Great Eastern (SGX: G07),

I have a friend who knows that I collect the returns of these matured insurance savings plans. I wish to satisfy my thirst to find out how close or far they are off the projections that their insurance adviser showed them in the past. You can review all the past insurance endowment returns my friends and readers have provided me in Does your Insurance Saving Plans (Endowment) give you 3 to 5% returns? I known my friend for some time first as a customer in my old company and then as a colleague when he joined us sometime later. After servicing his Great Eastern MaxSave Plus for 18 years, it has finally matured and will get back his principal and returns. The statement my friend receive recently. My friend put in $102.40 as a forced saving every month for 18 years. The

Sign up & unlock articles! Will OCBC share price sink or swim? On 8 May 2020, OCBC announced a set of poor Q1 FY2020 business update that saw the number 2 bank in Singapore recording the worst financial performance among the three local banks. While COVID-19 pandemic had been cited by OCBC CEO as the culprit for the subpar performance, investors must be wondering how on earth did OCBC manage to fare so badly against the other two banks. OCBC share price in explosive free fall OCBC share price in devastating bloodbath OCBC share price to increase three-fold in decade? OCBC share price led to my first investment in decade On a year-on-year basis, net profit plunged 43% to reach an abysmal $698 million. This is the lowest as compared to DBS ($1.17 billion) and UOB ($855 million). OC

Life insurance coverage against death, TPD and critical illness is necessary and most people I know do not have adequate coverage. They think it is expensive to get themselves adequately covered. However, that is not the case. Adequate life insurance can be affordable, yet leave you with good cash flow to live life. First and foremost, the reason we sign up for life insurance is for protection not investments or savings. When we purchase insurance, we sought to address a particular health risk that would create monetary challenges for ourselves or our loved ones. Some of the most common challenges are: The risk that if you passed away, your loved ones will have a difficult time getting on with their lives, servicing still outstanding debts and mortgages. We buy life insu

DBS Bank (SGX: D05) is the largest bank in Southeast Asia, an iconic national bank of Singapore with Temasek as major shareholder (29% ownership). DBS also owns POSB, a common people’s bank in Singapore. DBS is a cyclical stock, performance depends on economic cycle and global stock market cycle, sensitive to changes in global central banks interest rates. Due to Coronavirus induced stock market crash over the past 1 month, the Fed has decided to cut US bank interest rates, firstly by 0.5%, then again by another 1%, dropping to historical low of 0-0.5%, hoping to stimulate and sustain the current US economy. Global central banks include Singapore are expected to follow the footstep to lower the domestic interest rates. In general, banks have several ways to make money, the

Dividend by month1) singtel lianbeng2) fcot sgx  starhillg fct sphreit cmt  capitaretail capitacom mit suntec dbs hsbank3) spost  taisin  nam lee hkland hsbank petronas4) hsbc5) fcot steng sgx  uob sph starhillg fct sphreit cmt cdg hcg Singre teckwah mit sci suntec  hlf ocbc ge6)  netlink hsbank maybank petronas dbs7) singpost  tcil hsbc8) fcot singtel  plife  suntec ocbc  starhill sci steng fct singpost sphreit cmt ock  capitacom  siaen mit sats uob cdg sci ksh gpi dbs9)   hlf teckwah singre capitaretail  petronas hsbank ge hsbc10) sgx tcil lian beng hkland hsbc  maybank11) fcot taisin sgx spost  starhillg fct cmt siaen mit suntec dbs sia netlink hsbc12) sph ksh ock sats  ksh gpi  petr

Just 3 weeks back, we spotted Great Eastern approaching the KEY 23.00 support dangerously…It has been pushing lower after each consolidation since August and hence there were definitely some signs of weakness…In fact, trend indicators were also pointing to more downside…Some downside targets were drawn with a potential break down of 23.00 expected eventually..See what I mean below…Buyers seems like that were not able to hold any longer and sellers were attempting to regain control again..Over the next few days after spotting, indeed, the break down occurred at 23.00 and sellers took price lower…Target were again reiterated with a sell down towards 22.00 expected next…That was the next crucial support based on prices 2 year back where it held,And this is also where we may start