A lot has been written on companies to be purchased for retirement, especially the need for them to be stable, predictable stalwarts that are unlikely to go bust. I thought it would be useful to look into companies a young working adult could consider investing in, as many such adults likely won’t yet have built up a large cash stash for investing, and they may also not have enough time to research companies because of work commitments and on-the-job training. Companies need to have the following characteristics to qualify as investment possibilities for young adults: They should be stable, solid, and dependable names the investor does not have to dig into too deeply. They should preferably have some element of growth as young investors on the cusp of their investment journeys have m

The US-China trade war has been rumbling on and, naturally, investors have been jittery. In Singapore, this uncertainty has hit sentiment for the three big banks – DBS Group Holdings (SGX: D05), United Overseas Bank (SGX: U11), or UOB, and Oversea-Chinese Banking Corporation Limited (SGX: O39), or OCBC – given all three have at least some exposure to China within their businesses. Any escalation in trade tensions could mean a further slowdown in the Chinese economy. However, the question on most people’s minds is which bank is the least exposed to China? Let’s take a further look at this crucial question and how we can determine the answer. China loans exposure Banks derive the bulk of their earnings by taking in deposits from customers and lending out this money in the forms of lo

Is DBS Group Holdings Ltd (SGX: D05) undervalued at its current share price of S$24.65? And more importantly, is it a buying opportunity for investors?

DBS Bank is a leading financial services group in Asia with a presence in 18 markets worldwide. As at 1 June 2019, DBS is valued at S$62.3 billion in market capitalisation. It is a major constituent of the Straits Times Index as DBS is one of the 30 largest companies listed on the SGX. In this article, I will bring an update on its recent financial results and valuation figures. Here are 11 things to know about DBS Bank before you invest: 1. Loans and advances grew to S$345.0 billion in 2018, from S$323.1 billion in 2017. This was mainly contributed by growth in a few major segments such as manufacturing, building & construction, housing, and loans to financial institutions and investment & holding companies. Over the last 10 years, loans and advances has grown by a compou

DBS Group Holdings Ltd (SGX: D05) is Singapore's premier banking institution - but I just wished it was cheaper.

Founded in 1966, Public Bank Berhad is presently the second largest Malaysian-listed bank (after Maybank) and ranks among the top 10 largest in Southeast Asia by market capitalisation. As of 26 May 2019, Public Bank’s market cap stood at RM87.4 billion. I recently received its latest annual report and will be covering Public Bank’s latest financial results and valuation figures. As such, here are 12 things to know about Public Bank before you invest. 1. In 2018, Public Bank generated RM7.10 billion in profit before tax (PBT). The table below lists the top five key segments that contributed the most profit in 2018: SegmentPBT (RM millions)Percentage of Total Revenue Total Profit Before Tax7,101.2100.0% Domestic Consumer Banking and SME Lending3,972.155.9% Pu

iFAST Corporation Ltd (SGX: AIY), Straco Corporation Ltd (SGX: S85), and DBS Group Holdings Ltd (SGX: D05) are shares to consider if the stock market crashes.

By Mak Yuen Teen Note: This is part of a comprehensive case study about Hyflux currently being written, which also covers its business model, financial management, corporate governance, remuneration policies, disclosures and reorganisation. Further commentaries about some of these aspects will be published in due course. ________________________________ Prior to 2011, Hyflux’s capital structure consisted of debt in the form of loans and borrowings and other trade liabilities, and ordinary shareholders’ equity. As can be seen from the table below, in FY2009, total liabilities were 65% of total assets, the interest coverage ratio was nearly 10 times, while net operating cash inflows was more $60 million and more than $50 million after interest expense. While the total debt ratio remained

We have a few US REITs that is coming over to list in Singapore. ARA Hospitality Trust was the first one with lukewarm response. And this time round we have Eagle Hospitality Trust (EHT).  The former is more well known to Singapore investors since ARA was listed here and then delisted.  I think SGX and DBS are really actively courting these REITs from overseas to list in Singapore and I am not sure this is always a good thing.  I shall not say too much but do a quick take of this IPO. I have not much value add for this article honestly.  Here it goes.  The Offer A total of 580 mil shares will be on offer 535 mil will be available for institutional and other investment in the placement tranche 45 mil will be available to retail investors The listing price to be

A look at what investors should know about DBS Group Holdings Ltd's (SGX: D05) dividends and more.

Despite an overhang on the equities markets due to the ongoing trade tensions and worries about the economic slowdown, most companies generally continue to deliver decent results for the last quarter. Some of the key highlights in this earnings season include Keppel Corporation announcing a turnaround of its offshore and marine division. Meanwhile, local bank DBS Group Holdings also achieved record quarterly net profit of $1.7 billion rising 8.5 percent year-on-year, which helped to lift Straits Times Index temporarily above the 3,400 level closing at 3,407.02 on 29 April 2019. Nevertheless, with the recent rally, the probability of an imminent correction has also heightened. For investors who are getting jittery about the widely-believed axiom, “sell in May and go away”, we identify t

Investors should watch for these two risks which could interfere with DBS Group Holdings' (SGX: D05) planned growth.

DBS Group Holdings Ltd (SGX: D05) is one Singapore company slated to go ex-dividend this week. We also have a look at two others that are going ex-dividend in the next few days.

A look at DBS Group Holdings Ltd’s (SGX: D05) digital transformation in 2018.

Five positive things that investors should know about DBS Group Holdings Ltd's (SGX: D05) latest earnings update.

What a fine performance! DBS Group Holdings share price looks set for another rally following the announcement of a solid Q1FY2019 financial performance. On 22 February 2019, I predicted that DBS Group Holdings share price would be on form because of the strong Net Interest Margin (NIM) performance. Since then, the counter surged from $25 to the current $28. On the basis of the healthy business momentum, DBS Group Holdings share price is likely to continue its dazzling run, perhaps even reaching the $50 mark. Last year’s remarkable run of DBS Group Holdings share price was punctuated by the shock announcement of the tightening of Additional Buyer Stamp Duty (ABSD) and Loan-to-Value (LTV) ratio on residential property purchases. Nonetheless, it appears to me that DBS had managed to shake

Here's what DBS Group Holdings Ltd's (SGX: D05) CEO, Piyush Gupta, said in his first quarter presentation.

10 things that investors should know about DBS Group Holdings Ltd's (SGX: D05) latest earnings update.

This week, both DBS and UOB held their AGMs on 25 April and 26 April respectively. OCBC will be having their AGM this coming Monday, 29 April 2019. Globally, Singapore banks are amongst the safest banks in the world. In a World’s Safest Banks 2018 – The Global Top 50 ranked by Global Finance, the three major Singapore banks DBS, OCBC and UOB were named in the top 20. Notably, DBS has made it to this list of top 50 safest banks for the past 10 years since 2009. While these banks are amongst the safest banks in the world, should there be a situation where the bank fails, the Singapore Deposit Insurance Corporation (SDIC) is present, insuring up to $75,000 of your insured deposits. Bank branches for all three listed banks, DBS, OCBC and UOB can be found all over the island to cater t

DBS Group Holdings Ltd (SGX: D05) has two wide economic moats that should see them thrive well into the future.