According to an SGX report published on 21 Jan 2021, Singapore stocks that have recently ranked highly for Growth Factor Exposure have kept pace, and been marginally stronger than Value stock counterparts in January (through to 21 Jan). This group of 20 Growth stocks that ranked highly for growth factor exposure in mid-2020 has continued doing well in 2021 thus far, averaging a 6% gain, marginally higher than the 20 Value stocks averaging a 5% return. Growth stocks typically display earnings growth and the two growth metrics used by FactorResearch for selecting stocks with Growth Factor exposure include 3-year sales-per-share and earnings-per-share growth. You can read here to understand their assessment criteria. In this edition of 4 Stocks This Week, we look at 4 growth stocks in Singa

Explosive end to the week saw the STI gain 5.3%; The push came from the US, where Democrats won control of Senate; Market now hopes for more US stimulus, Wall St at all-time high; Bank stocks in play as US Treasury yield curve steepens; Share buybacks in 2020 rose 75% versus 2019 to $1.03b; A week of two halves as the STI nears 3,000 Football matches sometimes play out in two contrasting halves, the first sometimes dominated by one team and the second by the other. As far as stock markets were concerned, the same description applied for the first week of 2021. Certainly, that it was a week of two halves was very much the case for the Singapore market – the first half was a quiet and sedate few days during which nothing much happened, the second, an explosive surge brought on by unexpe

This article was originally published on 11 June 2020 and updated on 5 January 2021 with new recommendations. For those who want to keep up to date with ever-changing concepts, products, and policies in the personal finance space, a significant time investment is usually to be expected. However, with podcasts, you can now keep yourself abreast of the latest developments and add to your own knowledge, whether that’s chilling on your sofa, while doing chores, or even during your exercise session. From financial literacy and retirement planning to managing debt and entrepreneurship, here are 3 new Singaporean financial podcasts, some oldies but goodies and a few bonus international financial podcasts you should consider adding to your playlist. Read also: 5 Netflix Shows That You Can W

Today, we are going to share with you how to invest your CPF Investment Scheme (CPFIS) in a no-brainer way. The best part? You need not be financially savvy to do this. A beginner can do it! And I’ll reveal the exact step-by-step process, which you can follow easily. What is CPF Investment Scheme (CPFIS)? It is to provide options to CPF members to invest their CPF savings in their Ordinary Account (OA) and Special Account (SA) in various instruments such as investment-linked insurance products, unit trusts, fixed deposits, bonds, and shares in Singapore. The average CPF interest rate is 2.5% to 4% for the Ordinary Account. Check the latest CPF interest rate here. Below is the latest CPF rate (1st Oct to 31st Dec 2020).   Share this Infographic On Your Site </p><br /&g

Global stock markets see strong light at the end of tunnel recently with confirmation of Biden as new US president and news COVID-19 vaccine over 90% effectiveness. During early phase of pandemic, Dr Tee students learned to apply defensive dividend stock strategies to consider Asian giant stocks at low optimism (average down strategy), balancing with growth investing / momentum trading (average up strategy) in bullish US giant stocks. The stock market this time is different from last 8 months of V-shape recovery limited to a few sectors (eg. Technology / Software, Healthcare / Glove, etc). There are sectors rotation, focusing more on cyclical stocks (eg. banks and oil & gas) and COVID-19 affected stocks are recovering quickly, resulting in global surge in share prices, over 10-40%

The STI rose 382 points or 15.8% in Nov to end at 2,805.95; Funds shifted from Technology and Healthcare to cyclical sectors; Pfizer and Moderna’s vaccine news provided main source of optimism; Joe Biden’s win lifted cloud of uncertainty, proved conventional wisdom wrong; Among stocks in focus here were SIA and SPH; DBS to take over troubled Indian bank The STI posted its best month since May 2009, up 15.8% The long and short of it is that hopes of a virus vaccine and a victory for the Biden camp in the US Presidential elections helped global stock markets rise sharply in November, led by Wall Street. Notwithstanding the steep selloff on the last trading day of the month on Monday, the Straits Times Index still managed to record a 382-points or 15.8% gain for the month at 2,805.95,

Sign up & unlock articles! Since early November 2020, DBS Group Holdings share price went on an explosive run, surging from $20.35 to a high of $25.00 on 23 November. The driving factors for the bullish run of DBS Group Holdings share price were the excellent 3rd quarter financial result, the 95% efficacy of COVID-19 vaccine trial and Joe Biden being confirmed as the new President of United States. Nonetheless, DBS Group Holdings share price turned cold turkey after the stunning announcement of a proposed merger of its wholly owned subsidiary, DBS Bank India Limited (DBIL), with the ailing Lakshmi Vilas Bank. Market reactions were mixed, causing DBS Group Holdings share price to lose steam. DBS Group Holdings riding the storm DBS Group Holdings share price & Piyush Gupta DBS G

The Straits Times Index gained 3.8% over the week at 2,813.01; Main drivers were a new trade deal and vaccine news; Wall Street dipped on Friday as Treasury and Fed disagree on emergency funds; DBS India to merge with troubled Lakshmi Vilas; Starburst’s bosses under investigation; Penny stocks in play included Oceanus and Blumont; SPH’s shares surge 22% on Friday on restructuring speculation   RCEP and vaccine news provided main backdrop News of the freshly signed Regional Comprehensive Economic Partnership (RCEP), a mega free trade deal backed by China and involving 14 other Asia-Pacific countries including Singapore was one big driver of the local stock market in the early part of the week. The other driver was hope that there might be a viable vaccine soon to combat COVID-19, th

Sign up & unlock articles! Following the release of 3rd quarter business update, it seems to me that DBS Group Holdings share price is set for a much-anticipated rebound. The latest report showed that total allowances for 3rd quarter shrank to $554 million. This amount is significantly lower than the $1.94 billion recorded for the 1st half. The drop in allowances could spark the revival for DBS Group Holdings share price as the bank navigates the fallout from COVID-19. In my opinion, this is the best window of opportunity to invest in this counter as Singapore’s GDP expanded by 7.9% on quarter in the third quarter of 2020. As DBS is the biggest lender in Singapore, DBS Group Holdings share price will be among the first stocks to benefit from the country’s recovery. DBS Group

Read? DBS Bank Is Planning to Launch a Digital Asset ExchangeLike that; can say Uncle8888 also has one toe in this Bitcoin craze through his long-term 2-bagger DBS holding since 2003???

Having a strong sponsor or major shareholder is crucial for stock investment, especially during period of uncertainty such as COVID-19 stock crisis.  In this article, Dr Tee will review these 7 Temasek stocks with 4 major corporate actions: 1) Keppel Corp (SGX: BN4) – Abandon of Partial Acquisition by Temasek 2) Sembcorp Industries (SGX: U96) & Sembcorp Marine (SGX: S51) – Successful Demerger under Temasek 3) Singapore Airlines, SIA (SGX: C6L) – Impact of Rights & Bonds Issues for Survival 4) CapitaLand Mall Trust (SGX: C38U) & CapitaLand Commercial Trust (SGX: C61U) – Merger of CapitaLand (SGX: C31) Giant REITs with coming change in 30 STI component stock with Keppel DC REIT (SGX: AJBU) Temasek helps to manage national wealth of Sin

Both Singapore and Malaysia celebrate National Day in the month of August. It is timely to share the 4 National Giant Stocks in each country which preserve the national wealth. Learn from Dr Tee on how to position these stocks during COVID-19 stock crisis. 4 Singapore National Stocks: 1) DBS (SGX: D05) 2) Singtel (SGX: Z74) 3) OCBC (SGX: O39) 4) UOB (SGX: U11) 4 Malaysia National Stocks: 1) Maybank (Bursa: 1155) 2) Top Glove (Bursa: 7113) / (SGX: BVA) 3) Hartalega (Bursa: 5168) 4) Public Bank (Bursa: 1295) Stock market is a hidden way to preserve and grow the national wealth. For Singapore SGX, there are 30 large cap stocks in STI Index (^STI), which can be sorted below by size of market cap (share price x number of shares) with ROE (Return on Equity):

With Singapore’s economy officially in a recession, it comes as no surprise that our local banks are also seeing a drop in their net profit this year. The star performers for many local investors over the past few years, the three local banks – DBS, OCBC & UOB – are also the top 3 components of the Straits Times Index, accounting for close to 40% of the index. Earlier this year, the Monetary Authority of Singapore (MAS) called on local banks to cap their dividends at 60% of FY2019, and to offer shareholders the option of receiving the dividends to be paid for FY2020 in scrip (i.e. shares) instead of cash. This is a prudent move, as dividend restriction, for one year at least, will bolster the banks’ resilience and capacity to support other businesses in this period. Read Also:

First published in Straits Times on 6 September 2020 Diversify, understand the risks and know the product you are putting your money into “Don’t put all your eggs in one basket” may be a bit of an investing cliche, but proper application is critical to ensure risks are spread out over a variety of investments. Back in the 2008 Lehman Brothers minibond crisis, Securities Investors Association (Singapore), or Sias, encountered the case of a retiree who had put her entire retirement fund of $560,000 into the minibond. She was invited to a social dance by a young relationship manager who told her on the dance floor that Lehman Brothers bank was six times bigger than DBS Bank, and that she would get 6 per cent guaranteed returns. She was excited because her money in a fixed de

US indices closed week sharply lower ahead of long weekend; STI was dragged lower by 30 points or 1.2% at 2,509.64; Co-founders of SK Jewellery table privatisation offer; Aspen moves ahead with plan to diversify into glove making; Corporate Governance Advisory Committee said directors should state upfront if they are subscribing to rights issues; Analysts still positive on equities despite selloff.   US tech stocks plummet on Thursday, dragging local market lower Thursday’s selloff on Wall Street was the main feature of last week’s trading, resulting in the Straits Times Index losing 30 points or about 1.2% over the five days at 2,509.64. Of this loss, 22.15 points came on Friday in response to the US market’s steep dive on Thursday that affected mainly technology stocks. It

I received many inquiries since my last articles on the Shariah Investment, I use this opportunity to explain how Muslim can use the Shariah Compliant Rulebook to conduct the screening and monitor the Shariah Compliant-ness of their investment regularly. Shariah Investment in Singapore. Is Halal Earning with Investment Possible? Shariah Compliant Rulebook There are 2 important aspects to ensure the investment is Shariah Compliant (a) Business Activities (b) Financial Business To Avoid:Investment is not allowed in companies generating income from any of the following activities:• Adult Entertainment• Alcohol• Cinema• Defense & Weapons• Financial services (insurance, conventional banking, conventional financial institutions, mortgage, etc.)• Gambling• G

The best way to make money is to let money make more money. In this article, you will learn 30 Singapore Banking & Finance Stocks which are efficient in making money with money for investors, focusing in 6 groups of stocks (with strategies for 3 major bank stocks: DBS, OCBC and UOB): 1) Bank Stocks2) Finance Stocks3) Insurance Stocks4) Stock Broker Stocks5) Pawnbroker Stocks6) Investment and Other Stocks There are only 30 Banking & Finance stocks in Singapore, relatively less than other sectors as Singapore has tighter regulation in finance sector for services such as lending money (limited licenses available): AMTD IB OV (SGX: HKB), B&M Hldg (SGX: CJN), DBS Bank (SGX: D05), Edition (SGX: 5HG), G K Goh (SGX: G41), Global Investment (SGX: B73), Great Eastern (SGX:

Global stock markets (S&P500, STI, KLCI, HSI, SSEC, etc) have been bumpy over the past few months. US Covid-19 condition is still critical, affecting the confidence of V-shape recovery of stock market, as well as the coming US presidential election in Nov 2020. Some investors worry of possible double dip, dare not take any action now. Crisis is always opportunity but an investor has to apply the right stock investing strategy.At the same time, Singapore stock market is lagging, major bank stocks, DBS Bank (SGX: D05), OCBC Bank (SGX: O39), UOB Bank (SGX: U11) are under correction after MAS guidelines to cap the dividend payment of banks to 60% of last year (implying if dividend yield is 6%, would become 6×0.6 = 3.6%), disappointing many passive income investors. However, the

First published in Straits Times on 17 August 2020 Pre-emptive, prudent move ensures vital banking sector remains resilient, able to support lending amid virus crisis The Monetary Authority of Singapore (MAS) recently instructed local banks and finance companies to cap their total dividends per share for the 2020 financial year at 60 per cent of total dividends paid last year, and offer investors the option of receiving payouts in shares, not cash. The move led to some raised eyebrows, primarily because the regulator has never before interfered in dividend policies, which are usually left to the discretion of directors. For example, a letter in The Straits Times on Aug 10 argued that many investors rely on dividends to help pay loans and mortgages. Indeed, it is likely that investors who r

Fixed Deposits and SSB Returns Rate continues to drop. Holding the 10 year SSB now has effective rate of 0.88%. What this mean is for every $1,000 invested, $8.88 per year of interests (On Average) provided I hold till end of 10 years. Probably a price of a Taxi trip ? That's how bad it is now.A check on DBS bank Fixed Deposits the rate is 1.3% for 18 months which seems much better. So the older