This article was first published on 6 September 2019 and updated on 10 April 2021 to reflect Syfe’s latest fees and additional portfolios that have been launched. Additional updates by Timothy Ho. This article contains affiliate links. DollarsAndSense may receive a share of revenue from your sign-ups. The rise of robo-advisors is apparent not just in Singapore, but also in many other countries globally such as USA and Canada. Here in Singapore, investors have more than 10 different robo-advisors to choose from. Two prominent robo-advisory platforms known by many are AutoWealth and StashAway, which were amongst the first in the field. Other FinTech companies competing in the robo-advisory field include Endowus, FSM MAPS and MoneyOwl. You can read up more about what these compani

An individual or even a country could not survive without a national bank which supplies cash to exchange for products and services needed in daily life. Even with low interest rates globally, giant bank stocks could still remain profitable, share prices recovering strongly during pandemic, sharing consistent dividends as passive incomes. Higher government bond yield could further support these giant bank stocks with positive outlook of more interest incomes. In this article, you will learn from Dr Tee on Top 100 Singapore and Global Bank Stocks to profit in current stock market, some may be considered for longer term investing and / or short term trading with COVID-19 recovery stock rally. Bonus for readers who could read every words of the entire article, learning unique strategy

A daydream of an investor may be to become 10X richer in this New Year, similar to bullish 10X Stocks such as IFAST and Tesla over the past 1 year.  This dream could be realized one day but patience is required with strategies aligned with own personality. In this article, you will learn from Dr Tee on 88 Growth Stocks in Singapore, some may be considered for longer term investing and / or short term trading with COVID-19 recovery stock rally. Bonus for readers who could read every words of the entire article, learning unique strategy to position in 6 giant growth stocks and also generalized strategy, applicable for all growth stocks including speculative growing Bitcoin. 1) Growth Small Cap Stock: IFAST Corporation (SGX: AIY) 2) Growth Technology Stock: AEM Holdings (SG

There are three main reasons why it is attractive to invest in bonds: i) it is generally safer than investing in stocks, ii) we get a fixed return each year, and iii) we get visible income flows for several years. The newest bond IPO that we can invest in is the Astrea VI Private Equity Bonds. Astrea VI PE Bonds is offering $250 million in its initial public offering (IPO). This is upsized from previous Astrea IV and Astrea V PE Bonds – which was popular with retail investors. Astrea IV’s public offer was $121 million and was 7.4 times oversubscribed, while Astrea V’s public offer was $180 million and was 4.5 times oversubscribed. Here are 10 things we need to know before investing in it. Read Also: Step-By-Step Guide To Bond Investing In Singapore #1 Astrea VI PE Bonds Is The Latest

We are towards the end of the first quarter of 2021, and there hasn’t been an IPO on the Singapore Exchange (SGX) yet. Compared to 2020, there were already five IPOs listed on the SGX within the first quarter. Aztech Global, which is set to be listed on 12 March 2021, will break the duck – becoming first SGX IPO in 2021. Here are 8 things you should know about Aztech Global before investing in it. Read Also: How Much Would Singapore Investors Have Earned If They Invested $1,000 In Every IPO On The SGX In 2020? #1 What Does Aztech Global Do? Aztech Global states that it is “a key technology enabler for the connected world tomorrow”. Its key products are 1) IoT devices and Data-communications products; 2) LED lighting products; and 3) other electrical products. It also provides “

This article was originally published 1 June 2020 and updated to reflect the latest information from Budget 2021. Fresh graduates who had hoped to begin their careers in the coming months are now accepting the reality of cancelled convocations and poor job prospects. A once-promising labour market is now crippled with layoffs, hiring freezes and salary reductions. In view of the current economic climate, the Government has launched the SGUnited Traineeships Programme. It aims to equip graduates with valuable industry experience, and to secure a firmer foothold in the weak job market. [Update] Budget 2021’s Extension Of SGUnited Traineeship Programme As announced in Budget 2021, the SGUnited Jobs and Skills Package, including the SGUnited Traineeship Programme is now extended for another

Sign up & unlock articles! Many investors claim that the best time to buy a stock is when the price has reached bottom. After all, when one reaches the bottom of the cliff, the only way to go is upwards. In this regard, has DBS share price (SGX: D05) bottomed out or has it gotten ahead of its business fundamentals? Being one of the leading lights of SGX, DBS share price (SGX: D05) is considered a key barometer of local stock market performance. Amid the disruptions caused by COVID-19 pandemic, many investors scrutinize DBS share price (SGX: D05) for signs of economic recovery. For sure, 2020 had been such a horrible year for everyone with the implosion of COVID-19 pandemic. Despite the devastating economic impacts of coronavirus, it took only nine months for DBS share price (SGX: D05

According to an SGX report published on 21 Jan 2021, Singapore stocks that have recently ranked highly for Growth Factor Exposure have kept pace, and been marginally stronger than Value stock counterparts in January (through to 21 Jan). This group of 20 Growth stocks that ranked highly for growth factor exposure in mid-2020 has continued doing well in 2021 thus far, averaging a 6% gain, marginally higher than the 20 Value stocks averaging a 5% return. Growth stocks typically display earnings growth and the two growth metrics used by FactorResearch for selecting stocks with Growth Factor exposure include 3-year sales-per-share and earnings-per-share growth. You can read here to understand their assessment criteria. In this edition of 4 Stocks This Week, we look at 4 growth stocks in Singa

Explosive end to the week saw the STI gain 5.3%; The push came from the US, where Democrats won control of Senate; Market now hopes for more US stimulus, Wall St at all-time high; Bank stocks in play as US Treasury yield curve steepens; Share buybacks in 2020 rose 75% versus 2019 to $1.03b; A week of two halves as the STI nears 3,000 Football matches sometimes play out in two contrasting halves, the first sometimes dominated by one team and the second by the other. As far as stock markets were concerned, the same description applied for the first week of 2021. Certainly, that it was a week of two halves was very much the case for the Singapore market – the first half was a quiet and sedate few days during which nothing much happened, the second, an explosive surge brought on by unexpe

This article was originally published on 11 June 2020 and updated on 5 January 2021 with new recommendations. For those who want to keep up to date with ever-changing concepts, products, and policies in the personal finance space, a significant time investment is usually to be expected. However, with podcasts, you can now keep yourself abreast of the latest developments and add to your own knowledge, whether that’s chilling on your sofa, while doing chores, or even during your exercise session. From financial literacy and retirement planning to managing debt and entrepreneurship, here are 3 new Singaporean financial podcasts, some oldies but goodies and a few bonus international financial podcasts you should consider adding to your playlist. Read also: 5 Netflix Shows That You Can W

Today, we are going to share with you how to invest your CPF Investment Scheme (CPFIS) in a no-brainer way. The best part? You need not be financially savvy to do this. A beginner can do it! And I’ll reveal the exact step-by-step process, which you can follow easily. What is CPF Investment Scheme (CPFIS)? It is to provide options to CPF members to invest their CPF savings in their Ordinary Account (OA) and Special Account (SA) in various instruments such as investment-linked insurance products, unit trusts, fixed deposits, bonds, and shares in Singapore. The average CPF interest rate is 2.5% to 4% for the Ordinary Account. Check the latest CPF interest rate here. Below is the latest CPF rate (1st Oct to 31st Dec 2020).   Share this Infographic On Your Site </p><br /&g

Global stock markets see strong light at the end of tunnel recently with confirmation of Biden as new US president and news COVID-19 vaccine over 90% effectiveness. During early phase of pandemic, Dr Tee students learned to apply defensive dividend stock strategies to consider Asian giant stocks at low optimism (average down strategy), balancing with growth investing / momentum trading (average up strategy) in bullish US giant stocks. The stock market this time is different from last 8 months of V-shape recovery limited to a few sectors (eg. Technology / Software, Healthcare / Glove, etc). There are sectors rotation, focusing more on cyclical stocks (eg. banks and oil & gas) and COVID-19 affected stocks are recovering quickly, resulting in global surge in share prices, over 10-40%

The STI rose 382 points or 15.8% in Nov to end at 2,805.95; Funds shifted from Technology and Healthcare to cyclical sectors; Pfizer and Moderna’s vaccine news provided main source of optimism; Joe Biden’s win lifted cloud of uncertainty, proved conventional wisdom wrong; Among stocks in focus here were SIA and SPH; DBS to take over troubled Indian bank The STI posted its best month since May 2009, up 15.8% The long and short of it is that hopes of a virus vaccine and a victory for the Biden camp in the US Presidential elections helped global stock markets rise sharply in November, led by Wall Street. Notwithstanding the steep selloff on the last trading day of the month on Monday, the Straits Times Index still managed to record a 382-points or 15.8% gain for the month at 2,805.95,

Sign up & unlock articles! Since early November 2020, DBS Group Holdings share price went on an explosive run, surging from $20.35 to a high of $25.00 on 23 November. The driving factors for the bullish run of DBS Group Holdings share price were the excellent 3rd quarter financial result, the 95% efficacy of COVID-19 vaccine trial and Joe Biden being confirmed as the new President of United States. Nonetheless, DBS Group Holdings share price turned cold turkey after the stunning announcement of a proposed merger of its wholly owned subsidiary, DBS Bank India Limited (DBIL), with the ailing Lakshmi Vilas Bank. Market reactions were mixed, causing DBS Group Holdings share price to lose steam. DBS Group Holdings riding the storm DBS Group Holdings share price & Piyush Gupta DBS G

The Straits Times Index gained 3.8% over the week at 2,813.01; Main drivers were a new trade deal and vaccine news; Wall Street dipped on Friday as Treasury and Fed disagree on emergency funds; DBS India to merge with troubled Lakshmi Vilas; Starburst’s bosses under investigation; Penny stocks in play included Oceanus and Blumont; SPH’s shares surge 22% on Friday on restructuring speculation   RCEP and vaccine news provided main backdrop News of the freshly signed Regional Comprehensive Economic Partnership (RCEP), a mega free trade deal backed by China and involving 14 other Asia-Pacific countries including Singapore was one big driver of the local stock market in the early part of the week. The other driver was hope that there might be a viable vaccine soon to combat COVID-19, th

Sign up & unlock articles! Following the release of 3rd quarter business update, it seems to me that DBS Group Holdings share price is set for a much-anticipated rebound. The latest report showed that total allowances for 3rd quarter shrank to $554 million. This amount is significantly lower than the $1.94 billion recorded for the 1st half. The drop in allowances could spark the revival for DBS Group Holdings share price as the bank navigates the fallout from COVID-19. In my opinion, this is the best window of opportunity to invest in this counter as Singapore’s GDP expanded by 7.9% on quarter in the third quarter of 2020. As DBS is the biggest lender in Singapore, DBS Group Holdings share price will be among the first stocks to benefit from the country’s recovery. DBS Group

Read? DBS Bank Is Planning to Launch a Digital Asset ExchangeLike that; can say Uncle8888 also has one toe in this Bitcoin craze through his long-term 2-bagger DBS holding since 2003???

Having a strong sponsor or major shareholder is crucial for stock investment, especially during period of uncertainty such as COVID-19 stock crisis.  In this article, Dr Tee will review these 7 Temasek stocks with 4 major corporate actions: 1) Keppel Corp (SGX: BN4) – Abandon of Partial Acquisition by Temasek 2) Sembcorp Industries (SGX: U96) & Sembcorp Marine (SGX: S51) – Successful Demerger under Temasek 3) Singapore Airlines, SIA (SGX: C6L) – Impact of Rights & Bonds Issues for Survival 4) CapitaLand Mall Trust (SGX: C38U) & CapitaLand Commercial Trust (SGX: C61U) – Merger of CapitaLand (SGX: C31) Giant REITs with coming change in 30 STI component stock with Keppel DC REIT (SGX: AJBU) Temasek helps to manage national wealth of Sin

Both Singapore and Malaysia celebrate National Day in the month of August. It is timely to share the 4 National Giant Stocks in each country which preserve the national wealth. Learn from Dr Tee on how to position these stocks during COVID-19 stock crisis. 4 Singapore National Stocks: 1) DBS (SGX: D05) 2) Singtel (SGX: Z74) 3) OCBC (SGX: O39) 4) UOB (SGX: U11) 4 Malaysia National Stocks: 1) Maybank (Bursa: 1155) 2) Top Glove (Bursa: 7113) / (SGX: BVA) 3) Hartalega (Bursa: 5168) 4) Public Bank (Bursa: 1295) Stock market is a hidden way to preserve and grow the national wealth. For Singapore SGX, there are 30 large cap stocks in STI Index (^STI), which can be sorted below by size of market cap (share price x number of shares) with ROE (Return on Equity):

With Singapore’s economy officially in a recession, it comes as no surprise that our local banks are also seeing a drop in their net profit this year. The star performers for many local investors over the past few years, the three local banks – DBS, OCBC & UOB – are also the top 3 components of the Straits Times Index, accounting for close to 40% of the index. Earlier this year, the Monetary Authority of Singapore (MAS) called on local banks to cap their dividends at 60% of FY2019, and to offer shareholders the option of receiving the dividends to be paid for FY2020 in scrip (i.e. shares) instead of cash. This is a prudent move, as dividend restriction, for one year at least, will bolster the banks’ resilience and capacity to support other businesses in this period. Read Also: