I have been known to wear many hats, from writing about personal finance, index investing, wealth management, financial independence and commentating on all the affairs surrounding me with regards to money. What may be less known to most today is that I accumulated most of my wealth through active individual stock investing. In the past, I spent my time prospecting stocks in Singapore, Hong Kong and the US to identify opportunities for good businesses that I can invest in for the long term. Sometimes, we are able to find special situations where there are upsides for limited downsides. These sometimes culminated in research such as whether M1 and Starhub is a value trap or the Transportation business of ComfortDelgro. You may wonder what I would call the style of investing I

Investing is like exercising daily, improving your cooking skills or sleeping earlier — we all know we should be doing it, but due to lack of time, discipline or knowledge, it sometimes falls to the wayside. Not knowing where to start is a big reason Singaporeans put off investing. You promise yourself that someday you’ll get around to googling Investing for Dummies. But for now there are more pressing things to do. The solution? Regular savings plans offer an easy, no-brainer way to grow your money on a limited budget even if you know nothing about investing. With one of these plans, you can start investing the minute you turn 18. That way, by the time you actually get around to scouring the world wide web for knowledge, you’ll already have a small and growing nest egg. What is a r

1.  SPH Reit  --  1st Apr 20222.  Kep Infra Trust  --  18th Apr 2022  (Business Update)3.  Kep DC Reit  --  19th Apr 2022  (Business Update)4.  Kep Pac Oak US Reit  --  19th Apr 2022  (Business Update)5.  MNACT  --  19th Apr 20226.  Kep Reit  --  20th Apr 2022  (Business Update)7.  MapletreeCom Trust  --  20th Apr 20228.  Kep Corp  --  21st Apr 2022  (Business Update)9.  ParkwayLife REIT  --  22nd Apr 2022  (Business Update) 10.  MapletreeInd Trust  --  26th Apr 202211.  CapitaLand China Trust  --  26th Apr 2022  (Business Update)12.  Sheng Siong  --  26th Apr 2022  (B

We’re all spoilt for choice when it comes to content we can consume on our mobile phones. There is a wealth of news, articles, streaming music, online videos, virtual courses, apps and games available at the swipe of your finger, as well as communicating with others via video calls, voice calls over data, and multimedia chats. Increasingly, we are also tapping on our mobile data for work. All these great use cases require data, and not everyone has the luxury of waiting until they are home or in the office to tap on a fast and secure Wifi connection. To satisfy Singaporeans’ need for more data, the various telecommunication companies (telcos) in Singapore have begun to offer a variety of cheaper data plans, which has led to unlimited mobile data plans. These plans promise to put an

Since the launch of the Open Electricity Market (OEM) in 2018, about half of Singaporean households have switched to electricity retailers. For the half who have not, these households have been paying the tariff rate over the past 2 years – and will likely continue to do so for the foreseeable, since neither incentives, educational outreach, nor the lack of major issues for OEM customers has seemed to convince them to make the switch. However, with electricity prices expected to increase due to the doubling of fuel prices, there may be an additional incentive to switch now. For those of us considering switching or renewing our plans, here is an overview of the choices available so you can make the best choice for your needs – whether that’s for your new home, or your

All three major telcos – Singtel, StarHub and M1 –  offer prepaid SIM cards, giving you plenty of options depending on your intended usage. Different bundles vary in terms of the validity period, amount of local/roaming data, talk time and SMS. Some also provide features such as unlimited usage on certain social messaging apps. For your convenience, you can use this handy guide we compiled to help you find the right prepaid SIM card that suits your needs. All prices in this article are inclusive of GST. Long Validity Prepaid SIM Cards A longer validity prepaid SIM card is suitable for those who live in Singapore and prefer prepaid SIM card over a post-paid plan. All these SIM cards have bundled local data. For local outgoing calls and SMS, some cards come with a bundle while others

1.  SPH REIT  --  7th Jan 2022  (Business Update)2.  Keppel DC Reit  --  24th Jan 20223.  Parkway Life  --  24th Jan 20224.  MapletreeInd Trust  --  25th Jan 2022  5.  Keppel Reit  --  25th Jan 20226.  Frasers Cpt Trust  --  25th Jan 2022  (Business Update)7.  Starhill Global  --  25th Jan 2022 8.  Keppel Infra Trust  --  26th Jan 20229.  Keppel Pac Oak US Reit  --  26th Jan 202210.  Suntec Reit  --  26th Jan 202211.  MapletreeCom Trust  --  26th Jan 2022  (Business Update)12.  Keppel Corp  --  27th Jan 202213.  MNACT  --  27th Jan 2022  (Business Update)14. 

 Self Reflection:Stock Market is a dangerous place. However, placing money in the bank would also erode value as the bank interest is near to nothing.The rule "Never lose money" would not be applicable to ordinary investors like myself, who bascially buy and hold.I am not a good stock picker as I had bought/sold some toxic stocks in the past. For example, Rickmers (41% loss), Hyflux (24% loss), Noble Group (15% gain)......There is also a 100% loss in Eagle HTr.  I took on a major project before Eagle's price collapsed.  As Murphy's law dictates, everything gone wrong, even the harddisk of my new laptop crashed with data non recoverable.  After I completed my project, then I found that Eagle has already been suspended. Luckily, only 1,000 shares involved from its IPO.Tal

(first published on 16 Oct 2018, updated 20 Dec 2021 for 2022) Singtel, Starhub, and ... Read more >> The post Singtel vs Starhub vs M1: which telco should investor bet on in 2022 first appeared on .

Been diligently following financial news even on your annual leave week? You would have read that this new “FOMO Pay” sprouted out of nowhere and joined the DBS Digital Exchange, allowing businesses to accept cryptocurrency payments in Singapore. Wait a minute. That’s TMI in one sentence. Can un-finance please? Who owns FOMO Pay? FOMO Pay is actually not new. FOMO Pay was founded in 2015 by Louis Liu and Zack Yang, a management associate from Visa and a Software Developer for BMW’s Future Mobility Lab (he worked on the i3 and i8) respectively before they hopped on board FOMO Pay together. There are several businesses in Singapore that are already using FOMO Pay, such as StarHub, Jumbo, Chanel, Marina Bay Sands, Club21, and SPH. How does FOMO Pay work? Basically, FOMO Pay