Investing is like exercising daily, improving your cooking skills or sleeping earlier — we all know we should be doing it, but due to lack of time, discipline or knowledge, it sometimes falls to the wayside. Not knowing where to start is a big reason Singaporeans put off investing. You promise yourself that someday you’ll get around to googling Investing for Dummies. But for now there are more pressing things to do. The solution? Regular savings plans offer an easy, no-brainer way to grow your money on a limited budget even if you know nothing about investing. With one of these plans, you can start investing the minute you turn 18. That way, by the time you actually get around to scouring the world wide web for knowledge, you’ll already have a small and growing nest egg. What is a r

One area I notice is that many of my stock selections revolve around Pricing Power. Let's mentioned a number of them.SHENG SIONG - Basic necessity, different market segment from main competitors, growing stores. This are good inflation hedges.FCT - Basic necessity, Connectivity, Property and Strong Sponsor with pipelines. Another good inflation hedges.DBS - Basic Services, Integration of Services

This article contains affiliate links. DollarsAndSense may receive a share of the revenue from your sign-ups that goes towards keeping the site sustainable. You can read our editorial policy for more information. Real Estate Investment Trusts (REITs) is a popular type of investment in Singapore. In fact, it is so popular that Singapore has grown to become the largest REIT market in Asia ex-Japan with a market capitalisation of $108 billion comprising 42 REITs and Property Trusts. While there are many REITs with both local and overseas property portfolio, many REITs with purely overseas properties have also chosen to list on the Singapore Exchange (SGX). Investors in Singapore are mainly drawn to REIT investments for two reasons. #1 REITs Are Essentially Property Investments. Singapore

2021 wasn’t a great year for REITs. When everyone thought that the worst was over, the new variants Delta and Omicron emerged. This resulted in the tightening of pandemic measures in Singapore and the rest of the world. The new variants caught everyone by surprise, especially investors with exposure to REITs. REITs with a heavy concentration in the retail and office sectors remained laggards in terms of recovery as workers continued to work from home. Travel bubbles have helped but it wasn’t sufficient to stage a full recovery of tourist arrivals, so hospitality assets remain depressed. Industrial REITs with logistics and data centre assets, which benefited from lockdowns in 2020, did poorly in 2021. Performance of selected Singapore REITs. The returns in the chart don’t co

Frasers Property is a multinational real estate and property management company that owns, develops, and manages a property portfolio worth S$42.6 billion as at 31 December 2021. Its portfolio comprises commercial, hospitality, retail, residential, and industrial assets located in over 70 cities and 20 countries including Singapore, China, UK, and Australia. Frasers Property is also the sponsor of four Singapore-listed REITs: Frasers Centrepoint Trust, Frasers Commercial Trust, Frasers Hospitality Trust, and Frasers Logistics & Industrial Trust. As a REIT investor myself, I was interested to learn and understand more about the parent company behind the Frasers family of REITs. Here are seven things I learnt from the 2022 Frasers Property AGM: 1. Revenue grew 4.6% year-on-year

Frasers Centrepoint Trust (FCT) is an SGX-listed real estate investment trust that owns retail malls located in the suburban regions of Singapore. FCT’s portfolio of properties, comprising nine quality suburban retail malls and one office property, is worth S$6.1 billion as of 30 September 2021. FCT has a fantastic track record even among retail REITs in Singapore; it has 15 consecutive years of distribution growth, aside from 2020 due to the pandemic. Things appear to be looking up for the local retail scene as Singapore moves toward treating COVID-19 as an endemic disease and pandemic measures slowly ease. Here are the eight things I learned from the 2022 Frasers Centrepoint Trust AGM. 1. Revenue grew 107.5% year-on-year to S$341.1 million for FY2021 while net property income

This is a post which I decided to do quickly from today FCT business updates result. Not surprisingly Rural Malls are our way of life and the crowds are back. Below is excellent matrix which possibly hints good increase in profitability.Do note that "The interest coverage ratio is a debt and profitability ratio used to determine how easily a company can pay interest on its outstanding debt. The

 Self Reflection:Stock Market is a dangerous place. However, placing money in the bank would also erode value as the bank interest is near to nothing.The rule "Never lose money" would not be applicable to ordinary investors like myself, who bascially buy and hold.I am not a good stock picker as I had bought/sold some toxic stocks in the past. For example, Rickmers (41% loss), Hyflux (24% loss), Noble Group (15% gain)......There is also a 100% loss in Eagle HTr.  I took on a major project before Eagle's price collapsed.  As Murphy's law dictates, everything gone wrong, even the harddisk of my new laptop crashed with data non recoverable.  After I completed my project, then I found that Eagle has already been suspended. Luckily, only 1,000 shares involved from its IPO.Tal

My research paper got accepted as a landmark paper for the highly prestigious and exclusive Tiagong Investing Journal, an impact factor 12 journal. This means my research is likely going to change the face of tiagong investing for the world for decades to come. ABSTRACT Objectives: The aim of this study was to study the effectiveness of Tiagong investing as an investing methodology Methods: A survey was conducted amongst 34,600 random anonymous investors. Survey participants were blinded and unaware of the trial. 4 options were given to all survey participants, who could only vote for 1 each. 1 choice was decided based on the vote popularity, adherence to investing conditions and relevance of comments. The timing of investments was also randomized i.e. the investor had no co

Working >50% time at home with minimal social gathering and meet-ups with friends, 2021 sped by like a rocket.  I am not an artistic person and never imagine that I will be doing ART every week...(before going back to office).Stayed in hospital for a week (not covid).  This was a wake-up call for me. I start exercising 4-5 days a week, when not going back to office. Do feel improvement in personal health and fitness.  Well, time to do a final review on my portfolio's performace in 2021.Top 30 positions of my portfolio at end 2021:1. SGX2. ParkwayLife Reit3. UOB4. Keppel DC Reit5. OCBC6. FCT7. Frasers L&C Tr8. AIMS APAC Reit9. CapitaLand I Comm Tr10. Mapletree Com Tr11. Mapletree Indust Tr12. Ascendas Reit13. Keppel Corp14. SPH Reit15. Suntec Reit16. CDL HT