First of all, apologies for the lack of posting as I just came back from my trip from Taiwan which my friends and I did our main objective of the trip which is to cycle. During our time there, we also witness a nice fireworks display and we also walked around a few of the night market. The topic that I wanted to write today however is about controlled spending, and this came up because my friends who were with me were asking why my spending was so low and how I manage my controlled spending, even though some of the stuff that we came across in Taiwan was really tempting at one point but I walked away from purchasing it. I thought I’d come up with a post on how I liberate my thought process when it comes to discretionary spending. First, by clearly segregating my spend

When my recent article got published on Yahoo Money Matters (Link Here if you are interested), there were many attacks remarks on the comments section and also on the social media and hardwarezone forum in particular to the way I save on things.They think that by being able to get to where I am today, I must have scrimped on things so badly in order to amass such a high percentage of savings even though I am the sole breadwinner of the family and our family have two young children.At least 50% of the crowd thinks the maths doesn't add up, or they must think I live a misery life that I am missing out on most of the "fun" things in life.The other 50% of the crowd thinks I must have a high income equivalent to a scholar working for the government.Everywhere on the comments was an as

Benjamin Graham, who was Warren Buffett’s mentor, once said: “In the short run, the market is a voting machine but in the long run, it is a weighing machine.” What Graham meant is that in the short-term (days and months), stocks can fluctuate wildly. But in the long-term, companies with strong earnings tend to do better than those without. The best shares of the decade Over the past 10 years, the 15 best-performing stocks in Singapore’s market are: 1. AEM Holdings Ltd (SGX:AWX); 2. Best World International Limited (SGX:CGN); 3. BreadTalk Group Limited (SGX:CTN); 4. CITIC Envirotech Ltd (SGX:CEE); 5. Straco Corporation Limited (SGX:S85); 6. UMS Holdings Limited (SGX:558); 7. Tianjin Zhong Xin Pharmaceutical Group Corporation Limited (SGX:T14); 8. China Sunsine Chemical Holding